Truck Insurance Coverage Types and Requirements

Our Products

You've worked hard to build your trucking business, and you work just as hard to find the right coverage at affordable rates. But hard work doesn’t need to be complicated. We help you by completing and sending your applications to over 30 different insurance companies, you will quickly find the best policy for your business and save money!

Coverage Available

Primary Auto Liability
General Liability
Motor Truck Cargo
Auto Physical Damage
Bobtail/Deadhead
Non-Trucking Liability
Trailer Interchange

Sample Classes

Trucking For Hire
Automobile Haulers
Refrigerated Goods
Flatbeds
Goosenecks, Mobile Homes, Oversized Loads, etc.
And many more! Just one of our representatives for more information.

Bobtail and Non-Trucking Liability Insurance

In the world of commercial trucking, two important insurance coverages often come into play for owner-operators and independent truckers: Bobtail Insurance and Non-Trucking Liability Insurance. These specialized policies offer protection in specific situations when a commercial truck is not engaged in hauling cargo. Let's explore the differences, similarities, limits, and considerations for owner-operators.

Commercial Trucking Auto Liability Insurance

Commercial Auto Liability Insurance for truckers is tailored to the unique needs of trucking businesses. It offers coverage for accidents involving trucks, trailers, and cargo, protecting truckers from potential legal and financial liabilities in case of accidents resulting in bodily injury or property damage to others.

General Liability Insurance

General Liability Insurance is a foundational coverage for businesses, designed to protect you from various liabilities arising from your day-to-day operations. It provides financial protection in case your business is held responsible for bodily injury, property damage, or personal and advertising injury to third parties.

Motor Truck Cargo Insurance

Cargo Insurance policies come with varying coverage limits, depending on your specific needs and cargo value. On average, coverage limits for Motor Truck Cargo Insurance range from $100,000 to $250,000 per truck, but these limits can be adjusted based on the nature of your cargo, the value of the goods being transported, and regulatory requirements. It's essential to work closely with Absolute Insurance Solutions Inc to determine the appropriate coverage limits and tailor a policy that aligns with your cargo type and value.

Physical Damage Insurance

Safeguard your commercial trucks and assets with Physical Damage Insurance. This coverage provides financial protection against accidents, collisions, theft, vandalism, and other unforeseen incidents, ensuring that your vehicles are promptly repaired or replaced, minimizing downtime and protecting your business investments. Trust Absolute Insurance Solutions Inc to tailor the right coverage for your unique needs in the trucking industry.

Trailer Interchange Insurance

Learn the differences between these two essential trucking insurance coverages. Trailer Interchange protects trailer exchanges, while Non-Owned Trailer Insurance safeguards trailers not owned by you. Understand which one suits your needs with Absolute Insurance Solutions Inc.